Sharing Our Value Assurance Program, Assisting Over 1,000 Families in 2024

From competing against cash buyers to grappling with appraisal contingencies, the path to homeownership can be a challenging one. 

We are proud to unveil a way to level the playing field, so our borrowers can bid with confidence: Meet Value Assurance.

Redefining the Homebuying Experience with Our Value Assurance Program

At its core, the Value Assurance Program represents a paradigm shift in the homebuying journey. 

As borrowers are overwhelmingly disheartened by cash offers and are  hesitant to waive appraisal contingencies, Value Assurance functions as a powerful ally in an ever-increasingly competitive market. 

Offering Our Borrowers a Safeguard 

The Value Assurance Program operates on a simple yet transformative principle: the value of your chosen property is guaranteed for underwriting purposes. 

By leveraging cutting-edge technology such as Automated Valuation Models (AVMs), our team harnesses data from previous home sales to provide an accurate estimate of a property's worth.

While an appraisal is still required, our clients are able to bid on properties with newfound confidence, knowing that their financial standings and appraisal findings are solidified. 

Even in the event that the property appraises below the projected value, we stand by our commitment to honor the amount determined by the Value Assurance Program.

Qualifying for Value Assurance

To qualify for Value Assurance, borrowers must meet certain criteria, including:

> Loan-to-value and FICO qualifications must be met by the borrower

> This program is only available to single-family homes and condos

> Subject property must meet conventional underwriting requirements

> MLS listing required

> Conforming and High Balance loans only 

> Appraisal is still required after Value Assurance is delivered 

> Loan may be subject to PMI* 

*Individual circumstances will determine PMI, check with your loan officer for additional details. 

Assisting Over 1,000 Families with Value Assurance in 2024 Alone

Since January 1, 2024, we have pulled over 1,000 AVMs as an effort to help families on their path to homeownership.

We strive to provide innovative and adaptive strategies to today’s borrowers. The Value Assurance program offers a powerful way to secure your desired home without accumulating additional risks. 

Take the first step toward unlocking your homebuying potential today. Give us a call or visit us online to learn more about how the Value Assurance program can make your homeownership dreams a reality.